BUSINESS OWNERS AND EMPLOYERS

EXPERIENCE HAS SHOWN THAT BENEFITS ARE OFTEN THE KEY THAT ATTRACTS NEW EMPLOYEES, ENCOURAGES THEIR LOYALTY AND KEEPS THEM FROM GOING TO YOUR  COMPETITORS.

Remember when "they" said your current healthcare wouldn't change?  Well, many employers reacted to the new Healthcare Laws by cutting benefits!   Look at these Headlines from the Wall Street Journal !

U.S. Companies announced their healthcare premiums are already too high. They responded by laying-off people and reducing the employer-paid benefits.  Others had no choice but to absorb the rising insurance costs.


Caterpillar said it would cost them at least $100-million more in the first-year alone.
Medtronic warned the new taxes on its products could force them to lay-off some workers.
Verizon announced it will have to start cutting healthcare benefits to offset higher costs. 

 You can't stop costs from rising, but we can soften the impact!

A INJURY OR ILLNESS MAY HAVE AN EFFECT ON YOUR EMPLOYEE'S JOB PERFORMANCE WHICH FINANCIALLY IMPACTS THE BOTH OF YOU.   ALTHOUGH WORKERS DESERVE A SENSE OF SECURITY, MOST EMPLOYERS CAN NOT AFFORD TO PROVIDE BENEFITS THAT PAY THE OUT-OF-POCKET COSTS, TOO.

ALLOW YOUR EMPLOYEES TO ELECT SOME PERSONAL BENEFITS THEY NEED WANT.   VALUABLE PORTABLE POLICIES THAT COVER THEMSELVES AND THEIR FAMILY.   EXPERIENCE SHOWS THEY WILL BUY ONLY WHAT THEY CAN AFFORD AND THERE'S NO-DIRECT-COST TO YOUR COMPANY.

PLEASE NOTE:   If you do NOT have a tax-saving S125 Cafeteria-flexible-Benefit Plan in place... we'll create it at no cost to your Company.  Most voluntary benefits are eligible for "pre-tax" payroll-deductions in any qualified benefit program.

      LOOK HOW VOLUNTARY POLICIES FILL THE GAPS IN YOUR BENEFITS.    

   

  • DISABILITY INCOME TO REPLACE PART OF AN EMPLOYEE'S WAGES FOR 3-MONTHS OR UP-TO 2 YEARS.
  • 24/7 ACCIDENT COVERAGE [ON-OR-OFF-THE-JOB] TO HELP PAY OUT-OF-POCKET COSTS LIKE CO-PAYS, DEDUCTIBLES, DOCTOR VISITS, DIAGNOSTIC TESTS, PHYSICAL THERAPY, ETC.
  • AN INTENSIVE-CARE AND RECOVERY PLAN FOR PATIENTS IN CRITICAL CONDITION THAT ALSO INCLUDES CASH BENEFITS FOR AIR-AMBULANCE AND ORGAN TRANSPLANTS.
  • LIFE INSURANCE UP TO $200,000 [NO EXAM] FOR 10, 20 OR 30 YEARS WITH FAMILY COVERAGE.
  • PORTABLE VOLUNTARY DENTAL AND VISION PLANS,
  • A LIFETIME CANCER INDEMNITY POLICY

 

WE CONDUCT EDUCATIONAL GROUP MEETINGS AND ONE-ON-ONE INTERVIEWS AT YOUR WORK-SITES WITH LICENSED PROFESSIONAL ENROLLERS.

FOR MORE INFORMATION CALL THE LEHIGH VALLEY OFFICE AT 610-433-5297

Bethany Anderson and Quentin C. Kent, SR
MILLION-DOLLAR INDEPENDENT PRODUCERS

 

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