How Much Does A Home Security System Cost In 2024?

While many companies list their base home security prices, calculating the actual cost of a security system is complex due to additional security equipment, the monthly cost of professional monitoring and the installation and activation fees.

We break down these alarm system costs in detail below.

Equipment

Home security equipment includes devices such as motion sensors and home security cameras for both indoor camera use and outdoor camera use. Here are some average costs for typical equipment you may need or want for your system.

Installation

If you purchase a home security system from a national provider, you likely won’t have to pay for professional installation. These companies typically install for free because they make the bulk of their money from monthly monitoring fees. Many systems are also DIY-friendly. If you incur installation fees, expect to pay between $100 and $400.

Activation Fees

Monitored home security systems sometimes require an activation fee of up to $230 to start your service.

Monthly Monitoring Services

Self-monitoring is just as it seems; it involves you, personally, monitoring your system. But since many homeowners don’t stay home 24/7, it can be helpful to invest in professional monitoring services.

Professional monthly monitoring is often the most expensive part of a home security system. Monitoring refers to the 24-hour professional surveillance services many home security companies offer. When your home’s alarm goes off, your security pros can mobilize emergency responders regardless of where you are or whether you have access to your mobile device.

Monitoring services range from $20 to $60 per month, depending on the level of features and protections you choose. Higher rates usually mean more features, better warranties and higher-quality equipment.

If you opt for professional monitoring, check with your renter’s or homeowner’s insurance provider, as you may qualify for a discount of up to 20%.

Smart Home Features

Many home security systems offer smart home automation features that you can control using a smartphone, smart hub or other device. Some common upgrades include:

• Smart locks: $150 to $500
• Smart lighting: $15 to $90
• Smart smoke alarms: $40 to $110
• Smart carbon monoxide detectors: $40 to $110
• Smart thermostats: $130 to $500

Note: Costs are for each unit.

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Updated: April 11, 2023

Reviewed by Cristina Miguelez remodeling expert. Written by Fixr.com.

To provide you with the most accurate and up-to-date cost figures, we gather information from a variety of pricing databases, licensed contractors, and industry experts.

Home security systems are a smart investment for many homeowners who worry about outside threats such as trespassers and criminal activity. Security systems provide peace of mind for the overall safety and wellbeing of people, pets, and possessions, with options ranging from basic security to high-level systems controlled remotely via wireless connections.

Depending on the desired level of security and the existing technical connections within the home, homeowners can choose from wired or wireless alarm security systems. The average cost of a home security system ranges from $750 to $2,000. Most homeowners pay around $1,400 to install a basic monitored system on a three-year contract, including the monitoring fee. The security system installation cost can be as low as $80 for an unmonitored starter system with a few basic alarms or as high as $4,500 for professionally monitored systems with smart locks, additional motion sensors, and smoke detectors, including the monitoring fee.

Home Security System Installation Cost

Average Cost of Home Security SystemNational average cost$1,400Average range$750-$2,000Low-end$80High-end$4,500

Home Security System Cost Breakdown

Most wireless systems are easy to install and set up by the homeowner in less than an hour. Wired systems require professional installation. Most home security providers sublet the installation to local contractors. It’s important to have a professional do this work to ensure all electrical components are safely installed and the system is set up for long-lasting success and protection.

The equipment cost and installation cost depend on the system and any existing technology in place to support the security upgrades. It can take a few hours for a basic wired installation or a couple of days to install a comprehensive system with state-of-the-art cameras and home automation in every area of the home. Generally, installers charge between $60 and $150 per hour based on the system and the extent of the installation requirements.

The security system equipment on its own may cost anywhere from $200 to $1,000, which takes into account different brands and functions. Don’t forget about the activation fees when switching the system on for the first time, which usually ranges between $25 and $100.

The average cost to install a home security system is $1,400. This figure breaks down into $400 for monitoring, $100for activation fees, $500 for equipment, and $400 for labor.

CategoryAverage CostsActivation Fees$100Labor$400Monitoring$400Equipment$500

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Monitored vs Unmonitored Security Systems

Home security systems can be monitored or unmonitored. An entire range of options is available on the market as technology continues to improve. Unmonitored home security systems are comparatively inexpensive because homeowners do not have to pay for 24/7 professional monitoring. Moreover, they are easy to install. At the same time, an unmonitored home security system means that you are on your own. If an intruder breaks in and you are not at home, there is no one to call emergency services. A self-monitoring security system, which sends a notification to a specified list of people if a sensor is triggered and allows you to monitor your home remotely using a cellphone, is usually considered a type of unmonitored home security system.

In the case of monitored home security systems, an alarm sounds when a sensor is triggered, and the monitoring center notifies emergency services after evaluating the situation. Since a monitored home security system includes monitoring and equipment, costs are significantly higher. Monthly fees range from as low as $3 up to $60, depending on what you have selected. Some companies offer a discount on the equipment if you sign a three-year contract ($600 to $2,160).

While you can install some monitored systems yourself, others must be installed by professionals and cost between $90 and $400. Unmonitored systems are mostly DIY, which means you don’t have to pay for professional installation.

Wired vs Wireless Security System

Home security systems can be of two types: wired or wireless. In a fully wireless system, the different sensors installed around the house communicate wirelessly with the control panel, usually via radio frequency. The control panel uses your broadband or is equipped with a cellular uplink, enabling it to communicate with the monitoring station. In a fully wired system, the sensors are connected to the central panel with wires in the walls and floors. The unit communicates with the monitoring station via the landline, data network, or fiber optic cable connection. Landlines are the traditional choice. However, in recent years, more homeowners have had fiber optic cables and high-speed internet installed, which can connect wired and wireless security systems.

Some systems may be a combination of both wired and wireless. For example, the sensors and the control panel communicate wirelessly but use the landline for external communication. Generally, the wireless security system cost is higher than that of wired systems, but the final price depends on the installation requirements of each system.

One disadvantage of fully wired systems is that they fail to work if the phone lines are cut. Some newer models use the landline as their primary mode of connection with a cellular backup, rather than relying solely on the landline like security systems from 10 to 20 years ago. Though hardwired security system components are typically less expensive than wireless system components, they have to be professionally installed, which increases the total cost. If you plan to install a hardwired system in a finished home, you may have to do some drywall repair after installation. Fixing drywall costs $75 to $350 on average.

Another advantage of wireless systems is that they are easy to upgrade. You can buy a new component or add-on in the market and simply swap the existing one. However, some wireless systems can be prone to various types of interference emitted by other devices such as microwaves, baby monitors, or structural interference.

Home Security System Monthly Cost by Company

One of the main cost factors of a home security system is which company you chose. There is a wide range of home security providers, and all offer packages at different price points. You have basic, intermediate, and advanced security levels from leaders in the security industry, and many come with flexible terms, home security apps, and other attractive advantages. Home security monitoring costs generally cost between $3 and $60 per month. The table below highlights the security system cost comparison for monthly packages from the most popular companies.

CompanyAverage Monthly CostRing$3 - $10Abode$6 - $20SimpliSafe$15 - $25Cove$15 - $35Nest$20 - $30Xfinity$30 - $40Link Interactive$30 - $45Vivint$30 - $45CPI$30 - $50Cox$30 - $55ADT$35 - $50AT&T$40Brinks$40 - $50Frontpoint$45 - $50Guardian$45 - $60

Ring Security System

The Ring security monthly fee is $3 to $10. One of the pros is the affordable Ring home security cost with no hefty fee for professional monitoring or installation. No contract is required. However, Ring is not compatible with a lot of other smart home technology. The base Ring system retails at $200 with a control station, motion detector, contact sensor, and keypad. You need to pay more for the two-way audio and cameras.

Without a contract, you can cancel whenever. Some homeowners even resell their Ring security systems once they are done with them. There is a limited warranty on equipment plus the optional benefits of Ring Assist for $40. This includes lifetime purchase protection for free replacements in the event of damage or theft. Free tool replacement is available through this program, plus a two-year extended warranty.

Abode Home Security

As one of the most affordable options on the market, Abode home security costs $6 to $20 for monthly monitoring. It’s known for low-cost, on-demand professional monitoring without a long-term contract. Other advantages of Abode include the integration with smart home technology and customizable security solutions. On the downside, the starter kits come with limited devices, and only the Pro Plan has 4G cellular backup.

A one-year equipment warranty and a 30-day return policy for a full refund are included. Professional installation costs $100, and the activation fee is $25. You can get started for $230 with the Essentials Starter Kit - Basic, which can be bundled with the free monitoring plan. This includes a Gateway hub device, a motion sensor, and a mini sensor for doors and windows. You will also get a sticker and a key fob. You can buy additional gear for more comprehensive security.

SimpliSafe Home Security

The SimpliSafe monthly cost is $15 to $25. In addition to the SimpliSafe monitoring cost, there is also the SimpliSafe equipment cost of $230 to $490. You can select from five packages. The lower monthly fees are an advantage for homeowners despite the higher upfront cost. The lack of facial recognition and the potential for false alerts are possible cons.

No contract or activation fee is necessary to obtain the protection of a three-year warranty and a 60-day return policy to get your money back. The SimpliSafe system interacts with smart home technology and can be installed professionally for $80. The SimpliCam is the company’s only security camera, an indoor device with night vision and an audio feed. You can stream video or pay an extra fee to store it.

Cove Security

The monthly cost for monitoring homes with Cove security equipment is $15 to $35. While the company does not offer packages like many of its competitors, you can buy pieces individually. The starter equipment cost averages $100 to $150. The alarm panel costs $90. The first indoor camera is free, with additional Cove cameras costing $30 each. Sensors and detectors range from $7 to $25. Cove works with Alexa and Google Assistant for smart home upgrades.

The Cove Basic plan gives you a one-year equipment warranty, and Cove Plus has a lifetime warranty. Monthly contracts are available when paying for equipment upfront, and in that case, the cancellations are more flexible. Paying for the equipment and monitoring over a three-year contract comes with a $250 cancellation fee if the equipment isn’t paid in full yet. The 60-day money-back guarantee and free upgrades for $5 a month are Cove’s pros. The lack of outdoor cameras and self-monitoring options are cons. There are no activation fees or installation fees as it’s mainly DIY.

Nest Security System

The Nest security system monthly cost is $20 to $30 on average. The main pros of Nest include the low monitoring cost and the possibility of an even cheaper self-monitoring video option with Nest Aware that starts at $5 a month. Unlike some other companies, Nest can be professionally or DIY installed. However, an expert installer is recommended for the best results. The 24/7 monitoring and cellular backup for Nest systems are provided by Brinks Home Security.

As a Google home security product, Nest pairs easily with many home automation devices. It’s trusted for this innovative integration and flexible no-contract plans that allow you to cancel before the next month. The cons include the higher cost of equipment starting at $400 and the fact that Nest does not offer panic buttons, glass-break sensors, or professional smoke/carbon monoxide detector monitoring.

Xfinity Home Security

The monthly Xfinity security system cost is $30 to $40. In addition to the Xfinity home security cost per month for professional monitoring, there are installation fees of $60 to $100 to activate the system. Previously known as Comcast, Xfinity home security costs include the base pricing of $360 and up for the equipment.

The minimum two-year contract is seen as a con for homeowners who want more flexibility. One positive is the customizable security setups that are compatible with smart home services and other Xfinity products. However, if you’re willing to pay upfront for equipment, you don’t need a contract. The cancellation period is 30 days for a full refund of equipment and installation charges. There’s also a one-year warranty for cameras and a lifetime warranty for all other Xfinity security equipment while under contract.

Link Interactive Home Security

The monthly cost of a Link Interactive security system is $30 to $45. The wireless and cellular setup is known for its DIY installation option, unlike some other big-name companies. One of the main pros of this brand is its ability to integrate with Amazon Alexa and other smart home solutions. Also, Link offers inexpensive hardware. The wireless/cellular system has a popular three-year contract with automatic renewal. Some homeowners view these terms as a con if they want more flexibility or professional installation assistance.

Link has a money-back guarantee for three days and a three-year equipment warranty. You can cancel after 30 days, but you may be required to pay 75 percent of the leftover balance. Link is known for no activation or installation fees, with options for one-, two-, or three-year contracts. Link security systems include a free control panel/hub, but additional gear such as door and motion sensors cost an extra $100 to $200. You can choose a no-contract option if you pay upfront for equipment; however, flexible contract terms are available for financing equipment.

Vivint Home Security

The average Vivint monthly cost is $30 to $45. The Vivint equipment cost starts at $600, including a Vivint Smart Hub with a touchscreen, water sensor, motion sensor, and a pair of window/door sensors. Extra sensors cost $100. The pros of the Vivint security system cost include the professional installation and in-house monitoring, plus the customizable system with various features.

The short cancellation period of three days and a five-year contract for financing and bundling the equipment with monitoring are cons. There is the option to pay for equipment upfront for month-to-month monitoring instead. The activation fee is $100. The equipment is under warranty for 120 days following installation, during which the repairs are free. Otherwise, repair service calls cost $50.

CPI Security

The CPI Security monthly cost is $30 to $50, depending on the monitoring package. The company offers the inTouch™ Essentials and inTouch™ Essentials Plus with five window/door sensors, motion detector, and wireless controls. CPI’s Basic Warranty Program offers a limited one-year warranty for parts and 90 days for labor. The CPI Service Plus Program offers free installation and replacement parts for broken equipment or general wear-and-tear. Free inspections for quality control following fire emergencies or attempted burglaries are also available at the customer’s request.

CPI has a three-day return period and requires a 60-month contract. The activation fee is $100, while the equipment costs start at $500. Professional installation comes with all CPI security system packages, which can be paired with home automation products. Other pros include the company’s compensation for fines from local authorities after false alarms. The cons of CPI security include the lack of a return policy, lengthy contracts, and limited video streaming on some packages.

Cox Security System

Monthly Cox security system prices are $30 to $55 on average. Many homeowners are willing to pay the Cox home security equipment prices of around $100 to $200, including installation because the company is known for its variety of smart home integration options. The professional installation and 24/7 security monitoring are pros of this system, plus the live video feed. The cons include the extra fees for recording continuous video and the limited offering in only 18 states.

To obtain a Cox security system, you must have existing internet, phone, or video services with the company. You can save costs with an entertainment and security bundle after paying the $50 activation fee to start. A contract is not required, and you can get your money back within 30 days. There is also a 90-day warranty.

ADT Home Security

ADT is one of the biggest brands in home security, with an average ADT monthly cost of $35 to $50. Many homeowners consider the ADT security cost worth it thanks to pros like the wide range of smart home security products and the nation’s largest professional monitoring network. The ADT equipment cost is valued at $850 and included in a 36-month minimum contract. Same-day professional installation costs $100.

The lack of flexible terms makes ADT a better choice for homeowners rather than renters. There is an extended limited warranty with ADT’s Quality Service Plan. There is a six-month service guarantee to get your money back. Otherwise, 75% of the remaining charges are owed when canceling early. ADT works with smart home devices for enhanced protection and convenience, including mobile app remote control.

AT&T Home Security

Monthly AT&T alarm system prices average $40 for professional monitoring. Smart home security from AT&T Digital Life includes 24/7 monitoring with upfront equipment costs around $550 or $700 when purchased separately. The free equipment installation and the limited warranty lasting the length of the contract are big advantages. AT&T offers a 14-day return policy on the wireless system, although you have to choose a minimum two-year contract.

Another con of AT&T is the credit check requirement before purchasing, but there are no activation fees once you sign up. The only option currently available is the AT&T Smart Security Package, which includes a keypad, motion sensor, indoor siren, two recessed contact sensors, and four surface contact sensors.

Brinks Home Security

The Brinks home security monthly cost averages $40 to $50. Brinks acquired Protect America and continues to be a popular choice for residential security thanks to pros like the 30-day, risk-free trial period and mobile app access with every package. DIY installation is the only option available for the basic packages, with the Smart Security Ultimate Package offering free professional installation. Otherwise, installation can be added to lower packages for $200.

One con is that video monitoring is not included in all security packages. The base equipment cost is $200, which covers a wireless touchscreen panel, motion sensor, and a pair of wireless door sensors. Window stickers and a yard sign also come with the package. Financing over 36 months is available with the strict three-year contract. You can return the equipment for 30 days, and there’s a two-year warranty. Brinks security systems are smart-home friendly and come without activation fees.

Frontpoint Security

The average Frontpoint monthly cost is $45 to $50. This is in addition to the initial Frontpoint security equipment cost of $320 to $480, depending on which package you buy. A credit check is required for Frontpoint. You also need to commit to a one- or three-year contract, unlike other DIY companies. There is a 30-day, risk-free trial period where you can return the equipment. Otherwise, a 30-day written mail notice is required with an 80% payoff of the remaining months and a final monthly payment.

Some homeowners see the higher Frontpoint home security cost as worthwhile due to the other pros, like a wide range of equipment packages and customizable choices. The equipment is delivered pre-programmed for DIY installation with readily available professional support. There are no installation or setup fees, plus a three-year warranty that covers replacements for defective equipment.

Guardian Home Security

Home security systems from Guardian cost $45 to $60 monthly. The company offers a limited lifetime warranty for repairs and defective equipment replacements. While there are many pros of Guardian home security, such as the 24/7 customer assistance and discounts for first responders and military members, the main cons include the limited availability in some states and the hefty early termination fees and lack of cancellation period.

There are nine packages to choose from, with professional installation included. The minimum contract term of 60 months covers the monitoring cost with your chosen package, which begins with the $150 “3-1-1” base starter package that features a control panel, motion detector, and three sensors for doors and windows. Perimeter Pro and Video Doorbell Pro upgrades are also available for smart home solutions, plus a no-contract option, although that comes with a higher initial equipment cost of $1,250.

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Home Security Equipment Costs

A basic starter kit for a home security system consists of a central control panel, two or three door/window alarm sensors, a siren, and a motion detector. The control panel will have a touch screen or a keypad for easy programming, where you can turn the sensors and detectors on and off depending on if you’re staying home or headed out the door.

These are the essential components to start with a home motion sensor security system. Depending on your needs, you can buy additional items to upgrade your system for an extra cost. Keep in mind that this equipment usually comes together in a package from your home security provider. But, you may be able to purchase back-ups or replacements if you want more than the basics. Also, some companies replace broken equipment, but it varies greatly depending on the company and the contract.

EquipmentAverage CostMotion Sensor$20 - $200Siren$25 - $200Floodlight$25 - $275Door/Window Alarm Sensors$25 - $300Central Control Panel$50 - $400

Home Security Add-On Costs

While reliable 24/7 monitoring and quick response time are essential features in any security system, there are additional upgrades to consider for more comprehensive security coverage and control. For example, some home security providers offer other useful services such as duress signals. With these signals, you enter a secondary code on the alarm keypad to notify the monitoring center if you are forced to disarm the system by an attacker. There is also set-up guidance with instructions to program and activate the security system, plus panic buttons in case of emergency.

Another popular add-on is an emergency response plan, as some systems use text messaging to verify emergencies before dispatching personnel and avoid false alarms. Key fobs, indoor and outdoor surveillance cameras, fire, smoke, and CO2 detectors, and smash crash protection prevent significant damage and disable the security system. Remember that some providers require you to switch to a higher plan if you add more components to your security system. Some of these features may be included only in the premium packages, while others can be added to basic setups.

Security Add-OnsAverage CostPanic Button$20 - $40Key Fob$20 - $70Duress Signal$20 - $150Medical Alert monitoring$25 - $50Fire/Smoke/CO2 Detector$30 - $100Emergency Response Plans$30 - $300Indoor/Outdoor Cameras$50 - $300Video Doorbell Camera$50 - $400Triggered Sensors$75 - $400Wireless Control$150 - $500Smash Crash Protection$150 - $500Remote Monitoring$150 - $600Surveillance Monitoring$200 - $70024/7 Live Camara Recording$220 - $800

Home Security Monitoring Plans and Contracts

Though the industry standard has been a three-year contract for a long time, a few companies have started offering month-to-month, annual, and even no-contract plans. Early termination of the contract may require you to pay the balance amount in some cases.

Most starter plans include 24/7 monitoring and protection against home intrusion. Premium packages may include home automation capabilities, live video monitoring, and protection against fire, water leaks, and medical emergencies.

Hidden fees are usually outlined in the fine print, so it’s important to fully read the contract and seek clarification on any unclear parts. Moving/reinstallation fees, cancellation fees, and equipment leasing conditions are all things to look for in your contract on top of the regular monthly costs and upfront pricing for installing home security.

Wait to sign until you thoroughly read through every item in the contract for a complete understanding of the equipment, service, and cancellation fees. Check if the pricing is locked in or can change over time. Explore the contract options for one year and multiple years. Sometimes a multi-year contract proves more cost-effective if you plan on staying in your home for a long time and can make a longer-term commitment.

Monthly contracts are often more flexible, as you can avoid getting locked into a lengthy contract and decide month-to-month if you want to continue with the service or change it. This is preferable for renters who want flexible security that they can adjust when it’s time to move. There could be hundreds of dollars of cancellation fees for breaking a contract early, so it’s always best to check before agreeing to the terms. Plus, a few companies such as SimpliSafe and Abode offer no-contract security, so you can pay as you go.

Smart Home Security System Cost

Smart home security systems use home automation for comprehensive control over lights, locks, thermostats, and appliances. While this is more expensive, smart home security is becoming more popular with homeowners who want to control their entire residence with one integrated system.

The convenience and ability to set preferences with the push of a button or a voice command are the biggest pros of this technology. Some providers have introduced new features that allow users to communicate with their security system using voice commands. If you are interested, you can look for a home security system that can integrate effortlessly with Amazon Echo Dot and its voice assistant Alexa. The higher installation price and the reliance on technology may bring some drawbacks. Families who need to rush out the door may not always need such a high level of security, but that can generally be adjusted with each system. Home automation features are typically included in the pricier premium packages, so not everyone can afford all these features.

The general cost of smart home security systems ranges from $700 to $5,000 with installation, depending on the brand and how many areas you are automating. Upgrades like smart locks cost $150 to $400. Smart lighting can cost $1,000 to $3,000 if you’re automating lights in every room. Smart alarms cost between $250 and $500 that operate remotely using Wi-Fi, Bluetooth, or Z-Wave.

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Pros and Cons of Home Security Systems

Many benefits come with owning a home security system, namely the protection offered against criminal activity and threats to the safety of people and property. Modern security systems not only protect against trespassers and burglars but also offer the opportunity to automate your home alarms, climate control, sensors, outlets, doors, and much more.

While most homeowners find that the benefits of a professional home security system far outweigh the initial installation and monthly monitoring costs, there are a few potential cons to consider. Some people find these systems to be a bit intrusive or overwhelming if they just step out for five minutes or have the neighbors over. False alarms are another concern. These can be annoying to turn off and possibly expensive if law enforcement responds unnecessarily. It can take a little bit of time to adjust to having a security system and needing to arm the house when you leave, but it’s time well spent for most homeowners.

Best Home Security Apps

Home security apps are a big part of modern home automation. The main things to look for in a home security app are connectivity, control, and special features. How easy is it to connect your system to the app? What can you see and do on the app? Some security apps are more advanced than others and may connect to multiple products for comprehensive control. It’s also important to understand what kind of devices these apps work with, whether it be your computer, tablet, or smartphone.

Vivint Smart Home App

Vivint is a security and home automation company that offers an IOS and Android app. The Vivint Smart Home App allows you to lock doors and arm your property on your phone, plus talk directly to people at your front door, whether it be visitors, neighbors, or delivery drivers. You can conserve energy with thermostat controls and set notifications for accurate security alerts.

ADT Pulse App

The ADT Pulse App works for both Androids and iPhones with global access to arm and disarm your residential security system from anywhere. You can monitor activity with live camera footage and control front door locks, garage doors, and doorbell chimes. This app is equipped with capabilities to turn off porch lights, bathroom outlets, ovens, and other appliances.

SimpliSafe App

The SimpliSafe App for IOS and Android enables you to watch and record live video with a SimpliSafe camera with instant activity notifications. Detect motion and arm/disarm the system no matter where you are. The system can monitor every room in the house, and you can add outdoor areas or extra properties.

Xfinity Home Security App

The Xfinity Home Security App works on Android and IOS tablets and phones. The 24/7 video recording is a popular feature, plus automated rules and access to videos. Many parents like this app to see when their schoolchildren get home, plus there are options to turn on the lights and adjust the temperature before coming in the door.

Brinks Home Security App

The Brinks Home Security App is available in the Apple store and on Google Play for Android. With four main scenes, including home, away, sleep, and wakeup, you can program your security system preferences and control home automation products. The app allows for simple control of lights, locks, garage door openers, thermostats, and more.

Frontpoint Security App

The Frontpoint Security App offers home automation integration and comprehensive security control on Android and Apple devices. This app requires a Frontpoint security system and service plan. With the app, you can arm the system, disarm alerts, receive push, text, or email notifications, and view live video feeds and recorded activity. You can also manage thermostats, lights, and locks.

Homeowner Insurance Discount for Security System

Many homeowners are understandably interested in saving money on their insurance costs with a new security system. Generally, you get discounts between 5% and 20% on homeowners insurance when you install security alarm systems. Deadbolts and basic burglar alarms may get you a discount between 5% and 10%. Living in a gated community with round-the-clock security monitoring and surveillance cameras may give you a discount of about 15% or 20%. An alarm system can lower your insurance costs by $5 to $20 every month or $60 to $240 every year. You may save more money if you have multiple discounts or policy credits, but overall, how much money you save depends on your insurance company. Some companies are less generous than others. The security brand you go with may have an impact. ADT is one company that covers your deductible up to $500 if a burglary happens when the ADT alarm is on.

Home Security System Maintenance

Technical maintenance and system upgrades are the main requirements for maintaining residential security solutions. Make sure you update any camera or alarm software to get the best performance. The same goes if you have a home security app paired with a certain system. Watch out for damaged wires, obstructed cameras, and malfunctioning sensors that require maintenance and repair work.

Do not forget to consider the ongoing cost of repairing and maintaining your home security system when budgeting your home security project. If you buy an unmonitored alarm, you are fully responsible for maintenance, repair, and replacement expenses. If you buy a monitored security system on a contract, many companies offer a warranty on the equipment and perform reduced cost repairs and replacements during the warranty period.

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Additional Considerations and Costs

• Permits. Some counties or communities may require you to pay a fee before installing a monitored security system. In most cases, the home security company should be able to tell you if you need a permit in your area and walk you through the steps to obtain one. If not, check with the local governing body. Without a permit, you may have to pay high false alarm fees. Also, keep in mind that sales or service taxes may be required by your local city/county and state. Taxes for security equipment and monitoring vary depending on where you live, so keep an eye out on your account statements to determine the cost.
• Some companies reduce upfront costs or provide the start-up equipment for free if you sign up for a long-term monthly monitoring service. Companies may offer seasonal incentives for signing up for security services at different times of the year. You can look at adding home security services to your existing home internet and telephone plan, depending on what your company offers.
• If you live in a small apartment and want to monitor your place when you are away, you can use a surveillance camera. These cameras are $400 to $800 on average.
• GSM Chip Monitored Service is a fundamental part of wireless home security linked to your cell phone. It stands for Global System for Mobile Communications and follows international standards so you can connect to your alarm system using data from your phone. As the original SIM card designed for mobile alarm systems, GSM technology is used by many security providers to deliver wireless security solutions.
• A good home security system company will not try to sell you unnecessary equipment, intimidate you into making a quick decision, pressure you to overspend, or hit you with hidden charges, policies, or other unwanted surprises after you’ve signed a contract.
• Some home security providers offer a lifetime warranty on the equipment. However, this warranty is valid only if you are still being monitored by them. There may also be other requirements, such as monthly equipment testing to ensure that the warranty remains in place. Do not forget to read the fine print before you sign on the dotted line.
• Before signing a contract, check with the Better Business Bureau for complaints against the company.
• Some insurance companies offer a discount of 5% to 20% on premiums if you have a monitored home security system. Generally, the more features your security system has, the greater the discount you might be eligible for on your homeowners insurance. Find out if your insurance provider offers such benefits.
• Some home insurance policies may require the homeowner to install a security system if the home was burglarized previously or located in a neighborhood with frequent home thefts.

FAQs

• What is the best home security system?

Some of the most popular brands for home security systems include ADT, Xfinity, AT&T, Nest, and Cove. Many other brands are available, depending on what you’re looking for in a home security setup. The best home security systems have multiple alarms, sensors, and connection points to ensure 24/7 monitoring and response.

• How much does it cost to get ADT?

The average ADT burglar alarm cost ranges from $600 to $1,100 for initial installation and $45 to $75 for monthly monitoring fees. Add-ons like glass break sensors and emergency panic buttons will cost extra, ranging from $20 to $200.

• Is it worth it to have a home security system?

Many homeowners find the cost of a security system worthwhile for peace of mind and protection against security threats. A variety of options are available to choose from, such as basic monitoring cameras and alarms, all the way to high-level motion detectors and remote capabilities to monitor your home from anywhere. With close to seven million property crimes reported annually in the U.S., it’s important to take preventative measures to protect your property.

• What is the best home security system with no monthly fee?

Homeowners looking for a home security system with no monthly fee often opt for Ring Alarm, ADT, Frontpoint, or SimpliSafe systems. There is a vast selection of security systems and packages available, so you can find one without a monthly fee if that works better for you. However, you may be responsible for monitoring.

• Are home security systems worth it?

Most homeowners with a security system agree that it’s worth it and a good way to deter criminal activity. There are nearly two million violent criminal incidents in the U.S. each year, and millions more non-violent crimes that result in hundreds and thousands of dollars in damages. Having a security system not only sounds the alarm in the case of attempted criminal activity but may also prevent trespassing and burglary in the first place.

• Do home security systems deter crime?

Studies indicate that the presence of an alarm system would deter around 60% of burglars. Home security systems often make criminals think twice about trespassing or burglarizing a property. The police are more likely to be called more quickly to a home with security than one without due to the early warnings.

• Who installs home security systems?

Professional companies install home security systems to ensure everything is properly connected and set up to monitor the property at all times. Many security providers do the installations themselves. However, you may be able to hire a third-party contracting company that offers a selection of the most popular security systems and installs them for you.

• How much does ADT cost per month?

ADT home security systems prices average $600 for the initial installation of the basic Secure Package, plus monthly monitoring fees starting at $45. You can choose more expensive options such as the Smart Package or Complete Package, which take the initial installation up to $900 to $1,100 depending on the features. Monthly monitoring costs between $45 and $70.

• How much is Comcast security?

Comcast home security costs through the Xfinity base program are $360 to start with a $40 monthly fee. You can add features like additional cameras or window sensors for $20 to $120 extra, depending on the technology.

• How much is a home security system?

The average security system cost is between $750 and $2,000. Most homeowners pay around $1,400 for a basic monitored system with a three-year contract and annual monitoring fee.